Fees & faq

Title Insurance Rates (Florida Promulgated Rates)

$575 for first $100,000 of coverage, $500 per $100,000 thereafter

$100,000  $575
$200,000  $1,075

$300,000   $1,575
$400,000   $2,075
$500,000   $2,575
$600,000   $3,075
$700,000   $3,575

Our Closing Fee

​$598

For Sellers, Buyers,

and Refinance Borrowers

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FAQ

Q.  Who chooses the title company?

A.  For a purchase transaction, the party who will pay for the title insurance gets to choose.  This is usually the seller, but like anything, is open to negotiation.  If you have already signed your sales contract, look to pages 3-4, section 9.

In most Florida Counties, it is very typical for the seller to pay.  The two most common exceptions are Miami-Dade and Broward Counties, where the buyer customarily pays.

For a Refinance, you, the borrower almost always have the right to choose.  The only exception would be if the lender is giving you a promotional rate with the stipulation you use their title company.  This is relatively rare.

Q.  Which party pays for what, and how is that determined?

A.  The answer to this question also lies on pages 3-4 of the sales contract, see our full article here:

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$800,000     $4,075

$900,000     $4,575

$1,000,000  $5,075

$1,500,000  $6,325

$2,000,000  $7,575

$2,500,000  $8,825

$3,000,000  $10,075